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AI NAVI™ Health Wallet and AI Advocate | RK360®

RK360® AI NAVI™ Health Wallet and AI Advocate

We build AI for people navigating healthcare complexity

Healthcare has plenty of digital systems for organizations that power closed networks to defeat competition and grow revenue. The problem? Individuals are powerless without equally advanced systems for navigating closed networks to coordinate care, optimize outcomes, avoid claim denials and minimize out-of-pocket spending.

Our team builds cross-network AI NAVI™ tools to empower people. A patient-controlled Health Wallet and AI agent and a patient-authorized agentic interoperability layer help patients, family caregivers, providers, health plan administrators, and state agency leaders work with EHR, claims, and benefit systems without disrupting or replacing them.

We’re starting with the costly complexity of U.S. healthcare, but the larger innovation is a new kind of AI: agents trained and rewarded to act as personalized prosocial advocates for people legitimately navigating various complex organizational networks.

Before AI NAVI: a maze separates states, providers, health plans, and patients and family caregivers. States face coverage at risk and unverified requirements; providers face slower intake and more denials; health plans face higher administrative burden and lost continuity; patients face access at risk and unaffordable care. Bottom strip: no cross-network navigation, unverified documentation, exposed records.
Before AI NAVI™: a fragmented, confusing journey through healthcare
With AI NAVI: the AI NAVI Wallet on a phone connects states (protect coverage, verify requirements), providers (faster intake, fewer denials), health plans (reduce admin burden, improve continuity), and patients and family caregivers (covered care access, coordinated care) through an aggregated, lifelong cloud record. Bottom strip: cross-network navigation, stakeholder alignment, encrypted unchangeable data.
With AI NAVI™: a connected, clear journey through healthcare

Built for every healthcare stakeholder

AI NAVI™ simplifies stakeholder cooperation

Patients

  • Find covered providers that fit your location, specialty, and needs
  • Bring records from different providers into one patient-owned Cloud Record
  • Share authorized health information by QR code wherever you receive care
Learn more ›

Family caregivers

  • Manage separate family health records from one secure account
  • Coordinate care across disconnected provider networks
  • Share critical information and keep care teams current between visits
Learn more ›

Concierge health & wellness practices

  • Offer each member an AI NAVI™ Wallet as a membership benefit
  • Receive patient-authorized records, images, and coverage details before every visit
  • Coordinate medical, dental, behavioral health, and wellness care with outside specialists
Learn more ›

Senior living

Continuing Care Retirement (CCRC), Home Health, Hospice, Skilled Nursing Facility

  • Gather each new resident's scattered records into one Cloud Record at entry
  • Keep family caregivers and outside providers aligned as residents move to assisted living
  • Find in-network providers under Medicaid, Original Medicare, or Medicare Advantage
Learn more ›

Safety-net providers, Medicaid managed care plans & state leaders

  • Protect Medicaid coverage with configurable verification workflows
  • Reduce administrative burden and avoidable denials
  • Work across existing EHR, claims, and state benefit systems without replacing them
Explore Medicaid pilots ›

Who we are

Clinicians, technologists, and policy veterans who have navigated the maze themselves

Meet the team behind AI NAVI™ ›